Afreximbank and Ghana settle $750m loan dispute

The African Export-Import Bank (Afreximbank) has settled a dispute with Ghana over a $750 million loan, though it didn’t disclose if it would take losses.

Issues surrounding the facility signed in 2022 were resolved “to the satisfaction of both parties,” the Cairo-based lender said in a statement posted on its website Thursday, without providing details on the terms reached.

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The standoff emerged after Ghana secured a bailout from the International Monetary Fund and took steps to restructure its debt following a 2022 default.

Africa’s top gold producer renegotiated more favorable terms on $13 billion of, $5.1 billion of bilateral loans and more than 200 billion cedis ($18 billion) of domestic debt, as part of the debt-restructuring exercise.

When Ghana sought to rework the Afreximbank facility, the multilateral lender argued that its “preferred creditor status” meant it shouldn’t have to accept losses.

This impasse, and a similar one with Zambia — which also moved to reduce its debt by seeking softer repayment terms — prompted Fitch Ratings to downgrade the bank’s long-term debt by one notch to BBB- in June.

Read:
Gold, platinum and silver smash records again
Ghana unlocks $367m disbursement from IMF after review
Zambia to remain in default with Afreximbank until debt reworked

Moody’s followed with a downgrade soon after, increasing the bank’s cost of borrowing.

Resolving the impasse will enable “both parties to continue to partner for Ghana’s development agenda,” Afreximbank said in the statement.

© 2025 Bloomberg

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