Time to take advantage of lower interest rates

You can also listen to this podcast on iono.fm here.

Welcome to The Property Pod, the country’s premier weekly property investor podcast. On this Moneyweb show, we gain insider insights from leading analysts, developers, CEO’s and entrepreneurs in South Africa’s dynamic real estate sector.

The South African Reserve Bank’s interest rate decision is coming up in a few weeks’ time – the Monetary Policy Committee’ first meeting of 2026. What will it be? Another cut and the cutting cycle continuing? And what does that mean for homeowners with bonds?

On this latest episode, we have Corné Welman of Portfolium to share some insights on her expectations around interest rates, the residential property market, and advice on taking advantage of the current low interest rates to pay off your bond sooner.

It has been almost two years since we last spoke, and a lot has changed … Back in May 2023, when I last spoke to Welman on The Property Pod, interest rates were in a hiking cycle. In fact, that episode – Managing your home loan as interest rates spike – was one of our top podcasts for 2023.

Listen/read:
The Property Pod: Top 5 for 2023
‘Incredible’ performance for SA property stocks, but what will 2026 hold?
Stellar 2025 for listed property, and these were the top Property Pod episodes

We are now in a downward interest rate cycle, and Welman shares her views about the more optimistic environment, at least on the interest rate front, for SA in 2026.

* You can listen to the full podcast above or download it from iono, Spotify or Apple Podcasts. 

For previous episodes of The Property Pod, click here. 

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