{"id":8882,"date":"2026-01-03T01:24:33","date_gmt":"2026-01-03T01:24:33","guid":{"rendered":"https:\/\/microvibenews.com\/?p=8882"},"modified":"2026-01-03T01:24:33","modified_gmt":"2026-01-03T01:24:33","slug":"down-arrow-button-icon-37","status":"publish","type":"post","link":"https:\/\/microvibenews.com\/?p=8882","title":{"rendered":"Down Arrow Button Icon"},"content":{"rendered":"

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Wesley Yin is a Professor of economics at UCLA in the Luskin School of Public Affairs and Anderson School of Management. His research focuses on public finance, health care, and consumer finance, and has been covered by the New York Times, Washington Post, New Yorker, Bloomberg, The Atlantic, and other news outlets. Yin served in the Biden Administration as Chief Economist in the Office of Management and Budget, and in the Obama Administration as Acting Assistant Secretary for Economic Policy in the Department of the Treasury.<\/em><\/span><\/p>\n

Privatizing Fannie Mae and Freddie Mac the wrong way risks a second Great Recession | Fortune<\/title><meta name=\"description\" content=\"I served in the Obama and Biden administrations and saw excessive risk-taking by these enterprises help bring about the 2008 crash and Great Recession.\"\/><link rel=\"author\" href=\"https:\/\/fortune.com\/author\/wesley-yin\/\"\/><meta name=\"author\" content=\"Wesley Yin\"\/><meta name=\"publisher\" content=\"Fortune\"\/><meta name=\"robots\" content=\"index, max-image-preview:large\"\/><meta name=\"fb:pages\" content=\"56501027948\"\/><meta name=\"msapplication-TileColor\" content=\"#ffc40d\"\/><link rel=\"canonical\" href=\"https:\/\/fortune.com\/2025\/12\/30\/privatizing-fannie-mae-and-freddie-mac-the-wrong-way-risks-a-second-great-recession\/\"\/><meta property=\"og:title\" content=\"Privatizing Fannie Mae and Freddie Mac the wrong way risks a second Great Recession | Fortune\"\/><meta property=\"og:description\" content=\"I served in the Obama and Biden administrations and saw excessive risk-taking by these enterprises help bring about the 2008 crash and Great Recession.\"\/><meta property=\"og:url\" content=\"https:\/\/fortune.com\/2025\/12\/30\/privatizing-fannie-mae-and-freddie-mac-the-wrong-way-risks-a-second-great-recession\/\"\/><meta property=\"og:site_name\" content=\"Fortune\"\/><meta property=\"og:image\" content=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?resize=1200,600\"\/><meta property=\"og:image:height\" content=\"600\"\/><meta property=\"og:image:width\" content=\"1200\"\/><meta property=\"og:image:alt\" content=\"Wesley Yin is a Professor of economics at UCLA in the Luskin School of Public Affairs and Anderson School of Management\"\/><meta property=\"og:type\" content=\"article\"\/><meta name=\"twitter:card\" content=\"summary_large_image\"\/><meta name=\"twitter:site\" content=\"@Fortune\"\/><meta name=\"twitter:title\" content=\"Privatizing Fannie Mae and Freddie Mac the wrong way risks a second Great Recession | Fortune\"\/><meta name=\"twitter:description\" content=\"I served in the Obama and Biden administrations and saw excessive risk-taking by these enterprises help bring about the 2008 crash and Great Recession.\"\/><meta name=\"twitter:image\" content=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?resize=1200,600\"\/><meta name=\"twitter:image:alt\" content=\"Wesley Yin is a Professor of economics at UCLA in the Luskin School of Public Affairs and Anderson School of Management\"\/><\/p>\n<div hidden=\"\" id=\"S:3\">\n<div class=\"flex flex-col layout-gap-md w-full\" data-cy=\"article-title\" data-recirculation-array=\"Marriott\u2019s CEO spoke out about DEI. The next day, he had 40,000 emails from his associates,Melinda French Gates got her start at Microsoft because an IBM hiring manager told her to turn down its job offer\u2014'It dumbfounded me',Buddhist monks peace-walking from Texas to DC persist even after being run over on highway outside Houston,Trump Mobile says its first-ever smartphone is delayed, and the government shutdown is to blame,Red Lobster\u2019s 36-year-old CEO led the company after bankruptcy. Now he\u2019s plotting the 'greatest comeback in the history of the restaurant industry',Man says Goldman Sachs put him through a gauntlet of 39 one-on-one interviews\u2014and the decisive conversation was less than a minute\" data-recirculation-name=\"Most Popular\">\n<div class=\"flex flex-col gap-xl md:layout-grid-gap md:grid md:grid-cols-3 latest-popular-content\" data-cy=\"post-list\">\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/04\/GettyImages-1404710622-e1744985862172.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">1 day ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/03\/GettyImages-1326475551-e1741195577892.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/AP25364637465650.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">3 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2253424195_e804f5-e1767196514491.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/08\/GettyImages-2226919824-e1756133353482.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">14 hours ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"placeholder alt text\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/10\/GettyImages-174012149-e1759763682796.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">14 hours ago<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div hidden=\"\" id=\"S:2\">\n<div class=\"flex flex-col layout-gap-md w-full\" data-cy=\"article-title\" data-recirculation-array=\"15 years after skipping college to launch 3 startups, I believe the taboo around questioning higher ed is holding an entire generation back,The world is awash in wealth but starved for productivity\u2014and that imbalance is distorting growth, debt, and opportunity.\u00a0We need AI to come through,Strange political bedfellows not that strange in the season of the new nihilism,Retirement\u00a0is changing. Here\u2019s why companies need to change, too,Erased: what 2025 revealed about America\u2019s real economic risk,Privatizing Fannie Mae and Freddie Mac the wrong way risks a second Great Recession\" data-recirculation-name=\"Latest in Commentary\">\n<div class=\"flex flex-col gap-xl md:layout-grid-gap md:grid md:grid-cols-3 latest-popular-content\" data-cy=\"post-list\">\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"Eric Simons\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/eric-simons.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">12 hours ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"MGI\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/MGI-GBS-1279318913-00-COVER-HERO-1536x864-1.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"Zohran, Trump\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-2247834187-e1767038811137.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"Moreland\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/moreland.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"worker\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/GettyImages-1320936551-e1767039948385.jpg?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">2 days ago<\/span><\/div>\n<\/div>\n<div>\n<div class=\"font-graphik group flex-1 flex flex-col gap-lg relative\" data-cy=\"article-wrapper\"><img data-cy=\"article-card-image\" alt=\"Wesley Yin is a Professor of economics at UCLA in the Luskin School of Public Affairs and Anderson School of Management\" loading=\"lazy\" width=\"300\" height=\"200\" decoding=\"async\" data-nimg=\"1\" class=\"transition-opacity duration-300 aspect-[3\/2] object-cover w-full h-full\" style=\"color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url("data:image\/svg+xml;charset=utf-8,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' viewBox='0 0 300 200'%3E%3Cfilter id='b' color-interpolation-filters='sRGB'%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3CfeColorMatrix values='1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1' result='s'\/%3E%3CfeFlood x='0' y='0' width='100%25' height='100%25'\/%3E%3CfeComposite operator='out' in='s'\/%3E%3CfeComposite in2='SourceGraphic'\/%3E%3CfeGaussianBlur stdDeviation='20'\/%3E%3C\/filter%3E%3Cimage width='100%25' height='100%25' x='0' y='0' preserveAspectRatio='none' style='filter: url(%23b);' href='data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR4nGNgYAAAAAMAASsJTYQAAAAASUVORK5CYII='\/%3E%3C\/svg%3E")\" sizes=\"(max-width: 320px) 50vw, (max-width: 768px) 85vw, (max-width: 1024px) 50vw, (max-width: 1200px) 40vw, 33vw\" srcset=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=128&q=100 128w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=256&q=100 256w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=320&q=100 320w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=384&q=100 384w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=480&q=100 480w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=576&q=100 576w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=768&q=100 768w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=1024&q=100 1024w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=1280&q=100 1280w, https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=1440&q=100 1440w\" src=\"https:\/\/fortune.com\/img-assets\/wp-content\/uploads\/2025\/12\/wesley-yin.png?format=webp&w=1440&q=100\"\/><span class=\"font-graphik-compact typography-sm font-medium bg-inverse py-xxxs px-xs rounded-sm text-white isolate z-body-popover absolute -top-3 right-2\" data-cy=\"time-ago-wrapper\">3 days ago<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/body><\/div>\n<p>#Arrow #Button #Icon<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wesley Yin is a Professor of e… 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