{"id":26733,"date":"2026-03-06T00:47:19","date_gmt":"2026-03-06T00:47:19","guid":{"rendered":"https:\/\/microvibenews.com\/?p=26733"},"modified":"2026-03-06T00:47:19","modified_gmt":"2026-03-06T00:47:19","slug":"capital-credit-union-offers-no-deposit-mortgage-daily-business","status":"publish","type":"post","link":"https:\/\/microvibenews.com\/?p=26733","title":{"rendered":"Capital Credit Union offers no deposit mortgage \u2013 Daily Business"},"content":{"rendered":"<p><\/p>\n<div>\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2.png\" alt=\"Samantha Horner\" class=\"wp-image-180175 lazyload\" style=\"width:836px;height:auto\"\/><img loading=\"lazy\" fetchpriority=\"high\" decoding=\"async\" width=\"794\" height=\"541\" src=\"https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2.png\" alt=\"Samantha Horner\" class=\"wp-image-180175 lazyload\" style=\"width:836px;height:auto\" srcset=\"https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2.png 794w, https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2-300x204.png 300w, https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2-768x523.png 768w, https:\/\/dailybusinessgroup.co.uk\/wp-content\/uploads\/2025\/06\/Samantha-Homer-2-600x409.png 600w\" sizes=\"(max-width: 794px) 100vw, 794px\"\/><figcaption class=\"wp-element-caption\"><em>Samantha Horner: nationwide commitment<\/em><\/figcaption><\/figure>\n<p class=\"has-medium-font-size\">Capital Credit Union has launched a 100% loan-to-value mortgage designed to make homeownership possible without the need for a deposit.<\/p>\n<p class=\"has-medium-font-size\">The variable rate product allows eligible first-time buyers to borrow up to \u00a3300,000, helping those who may have a strong track record of paying rent but have found saving for a deposit out of reach.<\/p>\n<p class=\"has-medium-font-size\">It is offered on a standard variable rate, with rates starting from 5.75% for applicants with the strongest credit profiles.<\/p>\n<p class=\"has-medium-font-size\">Samantha Homer, CEO of Capital Credit Union, said: \u201cWe understand that saving for a deposit remains one of the most significant obstacles facing first-time buyers today. <\/p>\n<p class=\"has-medium-font-size\">\u201cMany people are successfully paying rent every month but struggle to build a lump sum for a deposit. Our new 100% mortgage has been designed to remove that barrier and provide a practical, responsible pathway into home ownership.\u201d<\/p>\n<p class=\"has-medium-font-size\">Ms Homer added: \u201cThis is a nationwide commitment. We are proud to make this product available right across Scotland. For many, this could be exactly the support they need at the start of their home ownership journey. <\/p>\n<p class=\"has-medium-font-size\">\u201cHomeowning should not be determined by postcode, and we are committed to making fair and accessible lending available to first-time buyers wherever they live.\u201d<\/p>\n<p><!-- Simple Share Buttons Adder (8.5.3) simplesharebuttons.com -->           \t            <\/div>\n<p><script>\n!function(f,b,e,v,n,t,s)\n{if(f.fbq)return;n=f.fbq=function(){n.callMethod?\nn.callMethod.apply(n,arguments):n.queue.push(arguments)};\nif(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\nn.queue=[];t=b.createElement(e);t.async=!0;\nt.src=v;s=b.getElementsByTagName(e)[0];\ns.parentNode.insertBefore(t,s)}(window,document,'script',\n'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n fbq('init', '1192059580980274'); \nfbq('track', 'PageView');\n<\/script>#Capital #Credit #Union #offers #deposit #mortgage #Daily #Business<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Samantha Horner: nationwide co&hellip; <\/p>\n","protected":false},"author":1,"featured_media":26734,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[266,2128,15210,1869,265,4779,5293,122,15211,6990],"_links":{"self":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts\/26733"}],"collection":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26733"}],"version-history":[{"count":0,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts\/26733\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/media\/26734"}],"wp:attachment":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26733"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26733"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}