{"id":11801,"date":"2026-01-13T03:27:14","date_gmt":"2026-01-13T03:27:14","guid":{"rendered":"https:\/\/microvibenews.com\/?p=11801"},"modified":"2026-01-13T03:27:14","modified_gmt":"2026-01-13T03:27:14","slug":"time-to-take-advantage-of-lower-interest-rates","status":"publish","type":"post","link":"https:\/\/microvibenews.com\/?p=11801","title":{"rendered":"Time to take advantage of lower interest rates"},"content":{"rendered":"<p><\/p>\n<div id=\"textFreeArticle\">\n<p><iframe loading=\"lazy\" src=\"https:\/\/iframe.iono.fm\/e\/1634260?layout=modern\" width=\"100%\" height=\"170\" frameborder=\"0\"><\/iframe><\/p>\n<p>You can also listen to this podcast on iono.fm here.<\/p>\n<p>Welcome to\u00a0The Property Pod, the country\u2019s premier weekly property investor podcast. On this Moneyweb show, we gain insider insights from leading analysts, developers, CEO\u2019s and entrepreneurs in South Africa\u2019s dynamic real estate sector.<\/p>\n<p>The South African Reserve Bank\u2019s interest rate decision is coming up in a few weeks\u2019 time \u2013 the Monetary Policy Committee\u2019 first meeting of 2026. What will it be? Another cut and the cutting cycle continuing? And what does that mean for homeowners with bonds?<\/p>\n<div class=\"visible-sm-block visible-xs-block m1010\">\n<div class=\"ad-container-wrapper\">\n<p>ADVERTISEMENT<\/p>\n<p>CONTINUE READING BELOW<\/p>\n<\/div>\n<\/div>\n<p>On this latest episode, we have Corn\u00e9 Welman of Portfolium to share some insights on her expectations around interest rates, the residential property market, and advice on taking advantage of the current low interest rates to pay off your bond sooner.<\/p>\n<p>It has been almost two years since we last spoke, and a lot has changed \u2026 Back in May 2023, when I last spoke to Welman on The Property Pod, interest rates were in a hiking cycle. In fact, that episode \u2013 Managing your home loan as interest rates spike \u2013 was one of our top podcasts for 2023.<\/p>\n<p>Listen\/read:<br \/>The Property Pod: Top 5 for 2023<br \/>\u2018Incredible\u2019 performance for SA property stocks, but what will 2026 hold?<br \/>Stellar 2025 for listed property, and these were the top Property Pod episodes<\/p>\n<div class=\"visible-sm-block visible-xs-block m1010\">\n<div class=\"ad-container-wrapper\">\n<p>ADVERTISEMENT:<\/p>\n<p>CONTINUE READING BELOW<\/p>\n<\/div>\n<\/div>\n<p>We are now in a downward interest rate cycle, and Welman shares her views about the more optimistic environment, at least on the interest rate front, for SA in 2026.<\/p>\n<p><em>* You can listen to the full podcast above or download it from<\/em><em>\u00a0iono,\u00a0Spotify\u00a0or\u00a0Apple Podcasts.\u00a0<\/em><\/p>\n<p><em>For previous episodes of The Property Pod, click here.\u00a0<\/em><\/p>\n<p><em>Follow Moneyweb\u2019s in-depth finance and business news on WhatsApp here.<\/em><\/p>\n<\/p><\/div>\n<p><script data-cfasync=\"false\">\n            !function(f,b,e,v,n,t,s)\n            {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n                n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n                if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n                n.queue=[];t=b.createElement(e);t.async=!0;\n                t.src=v;s=b.getElementsByTagName(e)[0];\n                s.parentNode.insertBefore(t,s)}(window, document,'script',\n                'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n            fbq('init', '779812924991616');\n            fbq('track', 'PageView');\n        <\/script>#Time #advantage #interest #rates<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can also listen to this po&hellip; <\/p>\n","protected":false},"author":1,"featured_media":11802,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[4],"tags":[880,125,905,14],"_links":{"self":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts\/11801"}],"collection":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11801"}],"version-history":[{"count":0,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/posts\/11801\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=\/wp\/v2\/media\/11802"}],"wp:attachment":[{"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/microvibenews.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}